Where To Start
Welcome to Working With Kirsten. š
If youāre looking for practical ways to build wealth, create financial freedom, prepare for retirement, earn additional income, and design a life with more peace and purpose, youāre in the right place.
Whether youāre starting over after 50, dreaming about retiring with confidence, creating an online business, or simply looking for smarter ways to manage your money, this page will help you know where to begin.
So grab a coffee, take a look around, and make yourself at home.
Hi, Iām Kirsten
At 57, Iām building a life of financial freedom, health, happiness, peace, and purpose from my home in the beautiful South of France.
After years of learning, rebuilding, and discovering what truly matters, I realized that wealth is about so much more than money.
Real wealth means waking up without constant financial stress.
It means having time for your family, enjoying good health, helping others, caring for your pets, preparing for retirement, and creating a future that gives you choices instead of limitations.
Thatās exactly what this website is about.
Here I share what Iām learning about personal finance, retirement planning, ethical online business, investing, success mindset, wealth psychology, and building multiple income streams that support a life you genuinely enjoy.

Meet My Little Inspiration Team
One of the biggest reasons I work so hard is for my little family.
Youāll often meet my three beautiful Persian cats: Love, Teddy, and Saiko.
They remind me every single day why financial freedom matters.
Itās not about chasing more.
Itās about having the freedom to spend more time with those we love.


My Mission
My mission is to help women and men over 50 create a life they truly love through personal finance, retirement planning, wealth building, financial independence, ethical online business, multiple income streams, success mindset, and lifestyle design.
Everything I share is guided by one simple belief:
Financial freedom should create more peaceānot more stress.
Start Here
Wherever you are today, there is a perfect place to begin.
š° Financial Freedom
Discover practical strategies to build lasting wealth, create multiple income streams, and achieve the financial freedom to live life on your own terms.
šæš° Retirement & Wealth Planning After 50
Whether retirement is just around the corner or still years away, it’s never too earlyāor too lateāto take control of your financial future.
Explore practical articles on retirement planning, retirement income, investing for beginners, financial independence, building wealth after 50, and creating lasting generational wealth so you can enjoy greater freedom, security, and peace of mind.
Explore Retirement & Wealth PlanningĀ ā
āš Reviews & Recommendations
Make smarter decisions with honest, unbiased reviews you can trust.
Discover in-depth reviews of online business opportunities, courses, books, tools, software, and resources, along with scam alerts, red flags to watch for, and lessons from my own experiences. My goal is to help you confidently choose whatās worth your time, money, and trust.
You’ll also discover my favorite books on personal finance, wealth building, investing, retirement, success mindset, psychology, personal growth, ethical business, and creating a life filled with purpose and freedom.
Whether you’re looking for your next inspiring read or a practical guide to help you move forward, I’ll share the books that have educated, challenged, and inspired me along my own journey.
Explore Reviews & Recommendations ā
⨠Make Money & Opportunities
Explore Make Money & Opportunities ā
š§ Success Mindset & Success
Success starts in the mind.
Discover articles on success habits, wealth psychology, behavioral finance, confidence, personal growth, lifestyle design, abundance thinking, and developing the mindset needed to build lasting wealth and create a life you truly love.
šā ļø Scams & Red Flags
Not every opportunity is worth your time, money, or trust.
Here you’ll find honest reviews, carefully researched opportunities, scam alerts, red flags to watch for, and lessons I’ve learned from my own experiencesāhelping you make informed decisions with greater confidence.
āļøā Lifestyle
Building wealth is about so much more than growing your bank accountāit’s about creating a life you truly love.
Join me as I share stories and inspiration from the South of France, along with articles on coffee, books, travel, pets, personal reflections, and embracing a slower, more intentional way of living.
š± If I Were Starting My Financial Freedom Journey Today
If I were starting from scratch today, this is the exact roadmap I would follow. You don’t have to do everything at onceājust take one step at a time. Small, consistent actions can lead to extraordinary results.
š° 1. Build a Strong Financial Foundation
Learn how money really works by mastering the basics of budgeting, saving, and managing your finances before chasing quick wins.
šæ 2. Create Healthy Money Habits
Lasting wealth is built through the small decisions you make every day. Develop habits that support your long-term financial goals.
š» 3. Create an Additional Income Stream
One extra source of income can transform your future, provide greater financial security, and open the door to more opportunities and freedom.
š 4. Invest in Your Future
Learn the basics of investing and let time work in your favor. Consistent investing is one of the most powerful ways to build lasting wealth.
š”ļø 5. Protect Your Money
Stay informed, recognize scams and red flags, and make thoughtful financial decisions that safeguard your hard-earned money.
āļø 6. Design a Life You Truly Love
Remember, money is simply a tool. True financial freedom means having the time, flexibility, and peace of mind to enjoy life, care for the people and pets you love, and pursue what matters most to you.
š Keep Moving Forward
You don’t need to be perfect to make progress. Every positive step you take today brings you closer to a future filled with greater financial freedom, confid
ā My Reader’s Favorites
Not sure where to begin?
These are some of my most popular and helpful articles to help you build a stronger financial future, create additional income, and design a life you truly love.
š Retirement & Wealth Planning After 50
Learn how to prepare for retirement, generate retirement income, and build long-term financial security. Master the fundamentals of budgeting, saving, and managing your money with confidence.
š Make Money & Opportunities
Explore ethical ways to create additional income and build multiple streams of revenue online
soon to come
šæ Lifestyle
š» Reviews & Recommendations
Explore reviews and recommendations about programs, tools, and inspiring books on wealth building, personal growth, investing, business, and creating a richer life.
- Aurum Foundation Review 2026: Legit Opportunity or Red Flags? (Comprehensive Guide with Analysis & Insights)
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Easy Phone Money System Review by Bob Howsden (2026): My Honest Experience & Verdict
- Deep Kindness Book Review: Beyond āJust Be Kindā ā How Houston Kraftās Book Changed My Perspective
š° Financial Freedom
soon to come
š© Scams & Red Flags
- BG Wealth Sharing Scam 2026: My Personal Experience With AI Professor Beard, Elena, BonChat & DSJEX (Scam Avoidance & Fraud Exposure Guide)
- Are Ponzi Schemes Illegal? How Bobby Jonesās Cliqly & Clickerr Mirror Alex Mehr and Tai Lopez Scam & Investor Scandal
- Jordon Schultz Lawsuit Details & Updates: Jordon Schultz Lawsuit Explained ā The Bankruptcy Case, the Federal Appeal, and Why This Should Concern Anyone Considering His Programs
š§ Success Mindset & Wealth Psychology
Develop the habits, confidence, and mindset that support lasting success and financial independence.
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The 5 Mindset Shifts That Helped Me Build a Better Future After 50
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3 Things to Never Give Away: What I Learned About Wealth at 57
š Join the Working With Kirsten Community
If you’re ready to build lasting wealth, create multiple income streams, prepare for a more secure retirement, and design a life filled with freedom, purpose, health, and happiness, I’d love to have you as part of our community.
Subscribe to my newsletter for practical money tips, wealth-building strategies, retirement insights, honest reviews, inspiring book recommendations, and the latest articlesāalong with exclusive content and thoughtful resources to help you create a richer life in every sense.
Together, let’s build lasting wealth, greater financial freedom, and a life we truly loveāone step at a time.
š Picked With Love
One of my favorite parts of this website is sharing the products, books, tools, and resources that have genuinely made a difference in my life.
Picked With Love is my carefully curated collection of recommendationsāfrom personal finance and wealth-building books to business tools, everyday essentials, coffee favorites, gifts, home finds, and products that help create a healthier, happier, and more intentional lifestyle.
You’ll also discover resources for building an ethical online business, growing multiple income streams, improving your mindset, and designing a life filled with greater freedom and purpose.
Every recommendation is chosen with care. If I wouldn’t recommend it to my family or closest friends, you won’t find it here.
Whether you’re looking for inspiration, practical tools, or thoughtful gift ideas, I hope you’ll discover something you love.
⨠Explore Picked With Love ā
Thank You for Being Here
Thank you for stopping by.
I know there are thousands of websites you could visit, and Iām truly grateful youāve chosen to spend some of your time here.
I hope Working With Kirsten becomes a place that inspires you, teaches you something new, and reminds you that itās never too late to create the life youāve always imagined.
Letās build lasting wealth, greater freedom, and a life we truly loveātogether.
See you around the blog!
š Kirsten
